O superendividamento na sociedade brasileira e os desafios para uma tutela jurídico-econômica de proteção ao consumidor no século XXI

Abstract

The author aims in this dissertation diagnose the current consumer credit indebtedness of the picture in Brazil and possible instruments for the treatment of this phenomenon, with the consequent improvement of the current legislative technique to be grounded in the practices and projects established by the Brazilian judiciary and also the embodiment of successful experiences on the subject by comparative law French and North American. thus, it is important to further investigate, taking as north the study of this phenomenon and its effects on the consumer market, the main causes of over indebtedness in Brazil to identify problems that is designed to tackle through these combative instruments to be embodied in a specific legal and economic protection. The data and research provided by the National Estate Confederation of Commerce, Services and Tourism, through the Research Debt and Consumer Delinquency (PEIC), published monthly, and also by the Central Bank of Brazil, are able to provide the necessary support to the realization of this worrying phenomenon, which the right calls for a satisfactory and effective legal protection, currently non-existent in practice.